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Will a debt management program stop collection calls?
The Debt Management Program will Provide :-
- A Single Monthly Payment
No need to paying separate bills each month. Our program combines all of the accounts you supply us with into one monthly payment.
- Long Term Benefits
Our Professional Counsumenr Counselor will make Best Debt Management Plan which keep you out of debt for coming years if follow strictly!
- Reduced Interest Rates
The current interest rates on your unsecured debts will be reduced up to 57% or more, will also depends on your creditors. This allows more of each monthly payment to be applied toward principal instead of toward interest. Each individual creditor reduces interest at a different rate and your counselor will notify you of the new rates for each account.
- Re-aging Of Accounts
Re-aging Of Accounts saves you money on late fees and interest, but also is an important first step in rebuilding your credit file.
When an account is past due, or delinquent, creditors usually demand full payment of past due amounts to bring the account current. Re-aging the account marks the account current without payment of the delinquent amounts. This means that your account will be reported as current, and will stay current, as long as you keep making your payments through Debt Management Program.
- Stop Collection Calls
Collection calls usually stop after the 3 consecutive payment on the Debt Management Program. If you continue to receive collection calls after your creditor has posted three consecutive payments, please contact us by e-mail with the name of the creditor and the last four digits of the account number to allow us an opportunity to investigate. Please keep in mind, your creditors are often large, complex organizations; sometimes the department that is calling you has not been notified about your enrollment status.
- Shorter Repayment
Most clients enrolled in Debt management program are able to pay off their debts within 4-5 years. If you try to do it yourself it may takes 10 years or more.
- Waived Late And Over Limit Fees
If your bills are past due, you are probably being charged late fees and over limit fees. Joining our program late and over limit fees will be erased.
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Make & Save Offer
Make your monthly payment on time and we'll automatically enter you in our monthly drawing where you could win your next month's payment – up to $500!
Make your payments on time three months in a row and we'll enter you in our quarterly drawing for a chance to have your debt paid off - up to $5,000! |
Debt Program Help
One Regular Payment
NO Monthly Fees
NO Setup Cost
NO Pressure
NO Obligation
Free Debt Advice
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