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As a Debt consolidation Service Provider we working towards your financial freedom. What debt consolidator requires is a commitment from you, and a solid plan from us. We are Debt Consolidator of America. Free Signup, no obligation, instant online quotation to get out of Debt.

About Us
As a Debt consolidation Service Provider we working towards your financial freedom. What debt consolidator requires is a commitment from you, and a solid plan from us. We are Debt Consolidator of America. Free Signup, no obligation, instant online quotation to get out of Debt.

FAQ - Debt Consolidation Service

  1. Tell me about you
  2. How will your debt management program help me
  3. How debt management program affect my credit
  4. When is my payment due
  5. How to close my dmp account
  6. Will I still receive account statements
  7. Help me understand my creditor statements
  8. How do I add a creditor
  9. How much will the Debt Management Plan cost me
  10. Will Debt Management Plan stop collection calls
  11. When will you start paying my bills
  12. Who will inform my creditors
  13. Is debt management program same as bankruptcy

How we Works
Enroll with a credit counseling agency offering the Debt consolidation service and you'll get help in at least 5 important areas.

Secured Debt Management Plan
Debt Management Plans have less impact on your credit history than Debt Settlement or Bankruptcy, so you're more likely to gain access to credit again once you've taken care of your debts. Unlike Debt Consolidation Loans, DMPs do not incur additional secured debt that could put assets, such as your home, in RISK.

Why Choose Us ?
The credit counseling agencies providing Debt Consolidation services to US Citizens have over 10 years of experience and have helped over 2 million people. These credit counseling agencies are dedicated to your success.

Free debt consolidation quote online
Gets Free Debt Consolidation Quote Online. No obligations

Consumer debt counsling
Usa Debt Care offers help with budgeting, money management and credit issues through online, telephone and in-person counseling.

Student Loan Consolidation
Bad news for college graduates, however, recent graduates can consolidate student loans today to insulate themselves from the rate increase

Credit Related Services
Identity Theft Resources
Types of Identity Theft and how to prevent it or sort out the identity theft problems.

Credit Report Online
Getting your FREE Credit Report & Credit Score is the first step in knowing your credit. Monitoring your credit report helps you stay on top of your credit on a daily basis.

Credit monitoring service
Stay informed! See immediate changes to your credit report and credit score. Protect yourself against identity theft. Two award-winning credit monitoring service

IRS Tax help for delinquency
If you owe money to the IRS and are interested in learning more about how you can use the IRS's own rules and programs to reduce or eliminate your tax debt, start with a free consultation from a tax expert

Free Online Calculators
  • Mortgage calculator :- This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

  • Credit Card Payoff Calculator :- How long to pay off credit cards? Our credit card pay off calculator can estimate the time for you.

  • Bi-Weekly Mortgage Calculator :- This calculator will show you how much you will save if you make 50% of your mortgage payment every 15 days instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year--without hardly noticing the additional cash outflow. But, as your about to discover, you will certainly notice the increased cash flow that will occur when you pay your mortgage off way ahead of schedule!

National Do Not Call Registry
You may place your personal cell phone number on the National Do Not Call Registry. The registry has accepted cell phone numbers since it opened for registrations in June 2003. There is no deadline to register a home or cell phone number on the Registry.

Identity theft resources
In the course of a busy day, you may write a checks. Chances are you don't give these everyday transactions a second thought. But an identity thief does.

FTC's CAN-SPAM law
This page has information about the Federal Trade Commission's recent law enforcement actions against deceptive commercial email and spammers' responsibilities under the CAN-SPAM law. You'll find tips on how to reduce the amount of spam email in your in-box.

Protect yourself from being Idnetity theft victim
Identity theft is one of the fastest growing financial crimes. Nearly 10 million Americans fall victim each year, and the Identity Theft Resource Center reported in 2004, victims spent an average of 330 hours resolving problems as a result of identity theft and paid between $851 and $1378 in out of pocket expenses (excluding a median of $4000 per victim in lost wages in 2004). Identity theft also costs U.S. businesses nearly $48 billion annually, and consumers an additional $5 billion per year.

Privacy Policy
Your Service Provider participate in the Council of Better Business Bureau's BBBOnLine Privacy Program, and comply with all BBBOnLine Privacy standards.

Legal Credit Repair
... if your score is low or your credit report is inaccurate, what are your options?

Bad Credit Debt Consolidation
Don’t drown in your debts, manage them! You can consolidate your debt no matter how bad your credit is. You will lower your monthly bill and pay it off. Apply for free quote.

Credit Card Debt Consolidation
credit card debt has been blamed for the high rate of bankruptcy. Our professional credit card debt counselors are able to reduce credit card debt up to 57% and managed to eliminate credit card debts in part or full

What is Bankruptcy
Bankruptcy is a proceeding in a federal court in which an insolvent debtor's assets are liquidated and the debtor is relieved of further liability. Copnsolidate debt to avoid bankruptcy

No Obligation credit card debt consolidation
When credit card bills start piling up, you can feel as if you're drowning. As soon as you promise yourself not to charge any more, an unexpected vet bill pops up.

Consolidating credit card debt
DEBT is a problem that can hit anyone during their lifetime, often for reasons beyond their control

Debt consolidators Help
Deep in Debt, Need affordable debt consolidators? Ease your debt worries with 10 Simple Steps to Manage Your Credit. Don't File For Bankruptcy, there are other options. Find alternative solutions to bankruptcy with debt and bill consolidators to get debt relief.

Debt Terms at Glance
Glossary of Debt Terms

Debt Terms in Detials
Debt Terms in Detial - Part I

Debt Terms in Detials
Debt Terms in Detial - Part II

Unsecured Debt & Consolidation
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment.

Add Your Link
Financial Partners link exchange directory. Collection of links that may be useful to visitors of our site. Webmaster, news group, blog master kindly add your link here free.

Partners Link Directory
Financial Partners link exchange directory. Collection of links that may be useful to visitors of our site. Webmaster, news group, blog master kindly add your link here free.

No loan requires
Make & Save Offer

Make your monthly payment on time and we'll automatically enter you in our monthly drawing where you could win your next month's payment – up to $500!

Make your payments on time three months in a row and we'll enter you in our quarterly drawing for a chance to have your debt paid off - up to $5,000!
Debt Program Help
One Regular Payment
NO Monthly Fees
NO Setup Cost
NO Pressure
NO Obligation
Free Debt Advice


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