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Mortgage Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

The calculator accepts:

  1. Price (cost of home in US Dollars)
  2. Percentage of Down Payment
  3. Length of Mortgage
  4. Annual Interest Rate
Based on the four items that the user enters, we can figure out the down payment (in US Dollars), the ammount that the buyer needs to finance, and the monthly finance payment. The calculator can also break down the monthly payments so we know how much goes towards the mortgage's interest, the mortgage's principal, the loan's Private Mortgage Insurance (if less that 20% was used as a down payment), and an rough estimate of the property's residential tax
Purchase & Financing Information
Sale Price of Home: (In Dollars)
Percentage Down: %
Length of Mortgage: years
Annual Interest Rate: %
Explain Calculations: Show me the calculations and amortization
 






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